Regardless of whether you are behind on a mortgage payment or are about to be and can see no end in site, I can help you.

Foreclosure is NOT the only option!

If you have experienced a hardship and cannot make your payments and you owe more than your home is worth, I can help you see that there CAN be a light at the end of the tunnel.

How I can help you!

Even if you owe more than your home is worth, I can work with you and your mortgage lender to negotiate the sale of your home. This is called a Short Sale and I am a Certified Expert in the Short Sale process.

Short Sale

The reality is banks do NOT want to foreclose on your house because the foreclosure process is incredibly costly to the mortgage company. Mortgage lenders and the federal government have all publicly stated that if a person is qualified for a short sale, the short sale deal needs to be considered. Banks receive more return on their investment through a short sale than a foreclosure. Sometimes they receive twice as much!

The qualifications for a Short Sale

• Financial Hardship – There is a situation making it difficult to afford your mortgage.
• Monthly Income Shortfall – You have more bills than you have money. A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
• Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.

Read the Myths about Short Sales
Read our Frequently Asked Questions about Short Sales

Do not hesitate to call me at 972-562-0896! Every moment counts.

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